The University of Georgia (UGA) Student Health Plan is a comprehensive health insurance program designed to meet the unique needs of students attending the university. The plan is administered by UnitedHealthcare StudentResources and offers a wide range of benefits to help students maintain their physical and mental well-being while pursuing their academic goals.
Overview of the UGA Student Health Plan
The UGA Student Health Plan is mandatory for all students who are enrolled in six or more credit hours at the university. The plan provides coverage for a variety of medical services, including doctor visits, hospital stays, prescriptions, and more. Students who are already covered under a parent’s or spouse’s insurance plan may be eligible to waive the UGA Student Health Plan, but they must meet certain requirements and follow a specific waiver process.
Key Benefits of the UGA Student Health Plan
The UGA Student Health Plan offers a range of benefits, including:
- Medical coverage for doctor visits, hospital stays, and surgical procedures
- Prescription drug coverage, including generic and brand-name medications
- Mental health and substance abuse treatment coverage
- Preventive care services, such as annual physicals and vaccinations
- Emergency medical coverage, including ambulance services and emergency room visits
The plan also offers in-network and out-of-network coverage, allowing students to receive medical care from a wide range of providers. Students who receive care from in-network providers typically pay lower out-of-pocket costs than those who receive care from out-of-network providers.
Preventive Care Services
The UGA Student Health Plan covers a range of preventive care services, including:
| Service | Coverage |
|---|---|
| Annual physical exams | 100% covered |
| Vaccinations (e.g. flu, HPV, MMR) | 100% covered |
| Pap tests and pelvic exams | 100% covered |
| Mammograms | 100% covered for women over 40 |
These services are designed to help students maintain their physical and mental health, and to prevent illnesses and injuries from occurring in the first place.
Mental Health and Substance Abuse Treatment
The UGA Student Health Plan also covers mental health and substance abuse treatment services, including:
- Individual and group therapy sessions
- Psychiatric care, including medication management
- Substance abuse treatment, including counseling and rehabilitation programs
These services are designed to help students manage stress, anxiety, and other mental health concerns, and to provide support for students struggling with substance abuse issues.
Prescription Drug Coverage
The UGA Student Health Plan covers a wide range of prescription medications, including:
| Medication Type | Coverage |
|---|---|
| Generic medications | 100% covered |
| Brand-name medications | 80% covered after deductible |
| Specialty medications | 80% covered after deductible |
Students can fill their prescriptions at a variety of pharmacies, including the UGA Pharmacy, which is located on campus.
How do I enroll in the UGA Student Health Plan?
+Students can enroll in the UGA Student Health Plan through the university's website. They will need to log in to their student account and follow the prompts to enroll in the plan. Students who are already covered under a parent's or spouse's insurance plan may be eligible to waive the UGA Student Health Plan, but they must meet certain requirements and follow a specific waiver process.
What is the cost of the UGA Student Health Plan?
+The cost of the UGA Student Health Plan varies depending on the student's enrollment status and other factors. Students can find more information about the cost of the plan on the university's website.
Can I see a doctor off-campus?
+Yes, students can see a doctor off-campus. The UGA Student Health Plan covers medical services received from a wide range of providers, both on and off campus. However, students may pay lower out-of-pocket costs if they receive care from in-network providers.
In conclusion, the UGA Student Health Plan is a comprehensive health insurance program that provides students with access to a wide range of medical services, including doctor visits, hospital stays, prescriptions, and more. By taking advantage of the plan’s benefits, students can maintain their physical and mental health, and stay focused on their academic goals.
